Wealth and Financial Planning with Thabiso
Helping individuals, families and business owners protect what matters, build wealth and plan confidently for the future.
About me
As a Liberty Financial Adviser, my focus is on understanding your financial goals and helping you develop a personalised financial plan that reflects your life, your priorities and your future. Whether you're protecting your family, growing your wealth, or planning your legacy, I work alongside you every step of the way.
Your financial journey is unique. From protecting your family and growing your wealth to planning your retirement, your children's education and your legacy, I build a personalised plan around you.
Find out more →Strong businesses are built on sound financial foundations. I help owners protect their business and look after their employees through business assurance, group benefits, and pension and provident fund solutions.
Find out more →Financial security isn't just about today, it's about protecting and growing your wealth for the future. Whether you're planning for yourself, your family or your business, choose a category below.
One plan covering your whole financial life.
Instead of treating protection, savings, retirement, education and estate planning as separate products, a holistic plan looks at your income, goals, risks and family or business situation together, so every decision works towards the same future and nothing important is overlooked.
Protection for your loved ones.
A lump-sum benefit paid to your chosen beneficiaries in the event of death, helping to settle outstanding debt, replace lost income and maintain your family's standard of living when it matters most.
Cover for illness or disability.
Provides a lump sum or income benefit if you're diagnosed with a critical illness or become disabled, easing the financial pressure of medical costs, lifestyle changes and lost earning capacity.
Protecting income if you can't work.
Replaces a portion of your monthly income if illness or injury prevents you from working, so your household expenses and commitments can still be met while you recover.
Saving strategies for retirement.
Retirement annuities, preservation funds and structured saving strategies designed around your retirement age, income needs and tax efficiency, so you can retire on your own terms.
Solutions for building wealth.
A mix of unit trusts, tax-free savings accounts and offshore investment options, matched to your risk profile and time horizon to help your money work harder toward your goals.
Funding your children's education.
Dedicated savings vehicles that grow over time to cover school and tertiary education costs, reducing the financial strain when tuition fees come due.
Protecting the transfer of wealth.
Drafting or reviewing a valid will and structuring your estate to reduce estate duty and executor's fees, ensuring your wealth transfers smoothly and according to your wishes.
Planning for business owners.
Key-person cover, buy-and-sell agreements and contingent liability protection that safeguard your business and the people who depend on it if a partner or key employee passes away or is unable to work.
Reviewing your position and goals.
A comprehensive review of your existing policies, investments and risk profile against your current goals and life stage, making sure your plan keeps pace with your life.
Retirement solutions for your team.
Business group benefits, pension fund and provident fund solutions that help employers look after their employees' financial wellbeing, group risk cover and long-term retirement savings.
New and existing home loans.
Assistance with home loan applications for new properties, along with restructuring, refinancing or switching an existing home loan to a better rate or term.
Your financial future deserves a personalised approach. Book a free, no-obligation consultation today and let's start the conversation.
Book a free consultation